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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,093 | $146,267+49.1% | $197,124+10.6% | $82,448+164.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 11.50% | 29.61%-18.1pp | 44.34%-32.8pp | 41.64%-30.1pp |
| Employer contribution / active EE | $7,990 | $4,723+69.2% | $6,227+28.3% | $2,551+213.2% |
| Participant deferral / active EE | $11,784 | $7,035+67.5% | $9,135+29.0% | $4,139+184.7% |
| Admin fee / account holder | $5,930 | $14,422-58.9% | $16,298-63.6% | $7,234-18.0% |