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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,093 | $142,972+52.5% | $214,702+1.6% | $86,983+150.7% |
| Participation rate | 100.0% | 84.9%+15.1pp | 87.5%+12.5pp | 69.5%+30.5pp |
| Annual return | 11.50% | 18.49%-7.0pp | 54.55%-43.1pp | 25.83%-14.3pp |
| Employer contribution / active EE | $7,990 | $4,635+72.4% | $6,461+23.7% | $2,584+209.2% |
| Participant deferral / active EE | $11,784 | $6,568+79.4% | $9,147+28.8% | $4,194+181.0% |
| Admin fee / account holder | $5,930 | $17,617-66.3% | $19,830-70.1% | $7,856-24.5% |