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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,093 | $145,431+50.0% | $211,142+3.3% | $87,485+149.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 11.50% | 27.21%-15.7pp | 46.84%-35.3pp | 26.06%-14.6pp |
| Employer contribution / active EE | $7,990 | $4,662+71.4% | $6,442+24.0% | $2,596+207.8% |
| Participant deferral / active EE | $11,784 | $6,859+71.8% | $9,284+26.9% | $4,274+175.7% |
| Admin fee / account holder | $5,930 | $17,052-65.2% | $19,076-68.9% | $7,775-23.7% |