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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,591 | $112,729-92.4% | $98,716-91.3% | $137,256-93.7% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.3%+16.4pp | 80.0%+5.8pp |
| Annual return | 18.70% | 38.48%-19.8pp | 31.81%-13.1pp | 220.34%-201.6pp |
| Employer contribution / active EE | $1,425 | $2,725-47.7% | $2,279-37.5% | $4,156-65.7% |
| Participant deferral / active EE | $1,425 | $4,640-69.3% | $4,048-64.8% | $6,407-77.8% |
| Admin fee / account holder | $958 | $10,129-90.5% | $8,703-89.0% | $12,270-92.2% |