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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,591 | $115,225-92.5% | $100,712-91.5% | $138,895-93.8% |
| Participation rate | 85.7% | 74.3%+11.4pp | 69.3%+16.4pp | 79.9%+5.8pp |
| Annual return | 18.70% | 40.35%-21.7pp | 33.27%-14.6pp | 145.39%-126.7pp |
| Employer contribution / active EE | $1,425 | $2,771-48.6% | $2,313-38.4% | $4,194-66.0% |
| Participant deferral / active EE | $1,425 | $4,699-69.7% | $4,085-65.1% | $6,396-77.7% |
| Admin fee / account holder | $958 | $10,844-91.2% | $9,256-89.7% | $12,562-92.4% |