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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,049 | $52,507-23.7% | $129,406-69.1% | $74,478-46.2% |
| Participation rate | 56.6% | 53.9%+2.6pp | 69.6%-13.1pp | 67.2%-10.7pp |
| Annual return | 18.46% | 15.64%+2.8pp | 9468.18%-9449.7pp | 1370.56%-1352.1pp |
| Employer contribution / active EE | $3,042 | $1,534+98.3% | $4,155-26.8% | $2,626+15.8% |
| Participant deferral / active EE | $6,418 | $2,801+129.2% | $4,167+54.0% | $4,350+47.5% |
| Admin fee / account holder | $2,527 | $2,639-4.3% | $7,689-67.1% | $1,946+29.8% |