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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,880 | $145,431-21.0% | $211,142-45.6% | $87,485+31.3% |
| Participation rate | 92.9% | 84.7%+8.1pp | 87.3%+5.6pp | 68.9%+23.9pp |
| Annual return | 35.22% | 27.21%+8.0pp | 46.84%-11.6pp | 26.06%+9.2pp |
| Employer contribution / active EE | $5,898 | $4,662+26.5% | $6,442-8.5% | $2,596+127.2% |
| Participant deferral / active EE | $13,719 | $6,859+100.0% | $9,284+47.8% | $4,274+221.0% |
| Admin fee / account holder | $12,595 | $17,052-26.1% | $19,076-34.0% | $7,775+62.0% |