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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,733 | $55,889-88.0% | $76,119-91.2% | $80,935-91.7% |
| Participation rate | 77.8% | 62.1%+15.7pp | 69.1%+8.7pp | 67.7%+10.1pp |
| Annual return | 12.94% | 20.58%-7.6pp | 361.25%-348.3pp | 35.66%-22.7pp |
| Employer contribution / active EE | $1,012 | $1,866-45.8% | $2,693-62.4% | $2,757-63.3% |
| Participant deferral / active EE | $2,487 | $3,051-18.5% | $4,259-41.6% | $4,299-42.2% |
| Admin fee / account holder | $1,274 | $5,241-75.7% | $6,421-80.2% | $6,924-81.6% |