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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,356 | $183,539+26.6% | $155,556+49.4% | $145,897+59.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.51% | 61.31%-50.8pp | 64.84%-54.3pp | 552.29%-541.8pp |
| Employer contribution / active EE | $9,456 | $5,315+77.9% | $4,675+102.3% | $4,663+102.8% |
| Participant deferral / active EE | $9,760 | $6,467+50.9% | $5,631+73.3% | $6,689+45.9% |
| Admin fee / account holder | $21,775 | $19,275+13.0% | $15,885+37.1% | $13,390+62.6% |