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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,266 | $71,230-11.2% | $93,727-32.5% | $80,959-21.9% |
| Participation rate | 73.8% | 60.4%+13.4pp | 68.7%+5.1pp | 67.7%+6.1pp |
| Annual return | 8.09% | 11.26%-3.2pp | 133.83%-125.7pp | 35.67%-27.6pp |
| Employer contribution / active EE | $650 | $1,565-58.5% | $2,421-73.2% | $2,757-76.4% |
| Participant deferral / active EE | $3,625 | $4,037-10.2% | $4,417-17.9% | $4,300-15.7% |
| Admin fee / account holder | $8,013 | $6,961+15.1% | $8,292-3.4% | $6,925+15.7% |