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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,596 | $97,125-76.7% | $86,233-73.8% | $137,256-83.5% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.0%+18.5pp | 80.0%+7.5pp |
| Annual return | 15.43% | 74.19%-58.8pp | 61.39%-46.0pp | 220.34%-204.9pp |
| Employer contribution / active EE | $6,138 | $2,841+116.0% | $2,504+145.1% | $4,156+47.7% |
| Participant deferral / active EE | $2,155 | $5,180-58.4% | $4,559-52.7% | $6,407-66.4% |
| Admin fee / account holder | $8,306 | $9,725-14.6% | $8,342-0.4% | $12,270-32.3% |