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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,144 | $100,203-76.9% | $85,240-72.8% | $145,897-84.1% |
| Participation rate | 93.8% | 74.1%+19.6pp | 67.5%+26.2pp | 80.3%+13.4pp |
| Annual return | 14.25% | 84.28%-70.0pp | 66.75%-52.5pp | 552.29%-538.0pp |
| Employer contribution / active EE | $6,789 | $3,242+109.4% | $2,735+148.2% | $4,663+45.6% |
| Participant deferral / active EE | $2,906 | $5,299-45.2% | $4,527-35.8% | $6,689-56.6% |
| Admin fee / account holder | $2,462 | $7,265-66.1% | $6,165-60.1% | $13,390-81.6% |