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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,108 | $160,0700% | $147,117+8.8% | $145,897+9.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.60% | 98.69%-90.1pp | 420.54%-411.9pp | 552.29%-543.7pp |
| Employer contribution / active EE | $1,829 | $5,285-65.4% | $4,932-62.9% | $4,663-60.8% |
| Participant deferral / active EE | $8,559 | $8,419+1.7% | $8,065+6.1% | $6,689+28.0% |
| Admin fee / account holder | $13,289 | $15,035-11.6% | $12,993+2.3% | $13,390-0.8% |