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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,967 | $160,070+16.2% | $147,117+26.4% | $145,897+27.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.20% | 98.69%-84.5pp | 420.54%-406.3pp | 552.29%-538.1pp |
| Employer contribution / active EE | $3,595 | $5,285-32.0% | $4,932-27.1% | $4,663-22.9% |
| Participant deferral / active EE | $11,183 | $8,419+32.8% | $8,065+38.7% | $6,689+67.2% |
| Admin fee / account holder | $1,517 | $15,035-89.9% | $12,993-88.3% | $13,390-88.7% |