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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,115 | $183,539-19.8% | $155,556-5.4% | $145,897+0.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.84% | 61.31%-45.5pp | 64.84%-49.0pp | 552.29%-536.4pp |
| Employer contribution / active EE | $4,116 | $5,315-22.6% | $4,675-12.0% | $4,663-11.7% |
| Participant deferral / active EE | $6,137 | $6,467-5.1% | $5,631+9.0% | $6,689-8.3% |
| Admin fee / account holder | $5,900 | $19,275-69.4% | $15,885-62.9% | $13,390-55.9% |