Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,276 | $88,672-26.4% | $105,223-38.0% | $82,448-20.8% |
| Participation rate | 32.3% | 67.9%-35.7pp | 75.0%-42.8pp | 68.1%-35.8pp |
| Annual return | 18.58% | 30.86%-12.3pp | 180.65%-162.1pp | 41.64%-23.1pp |
| Employer contribution / active EE | $718 | $3,048-76.5% | $3,689-80.5% | $2,551-71.9% |
| Participant deferral / active EE | $2,808 | $4,036-30.4% | $5,072-44.6% | $4,139-32.2% |
| Admin fee / account holder | $848 | $7,146-88.1% | $8,859-90.4% | $7,234-88.3% |