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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,267 | $106,749+13.6% | $145,433-16.6% | $82,448+47.1% |
| Participation rate | 86.2% | 75.6%+10.6pp | 82.1%+4.1pp | 68.1%+18.1pp |
| Annual return | 13.21% | 27.59%-14.4pp | 66.58%-53.4pp | 41.64%-28.4pp |
| Employer contribution / active EE | $2,532 | $3,444-26.5% | $4,554-44.4% | $2,551-0.7% |
| Participant deferral / active EE | $4,430 | $6,519-32.0% | $7,897-43.9% | $4,139+7.0% |
| Admin fee / account holder | $12,572 | $8,390+49.8% | $13,129-4.2% | $7,234+73.8% |