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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,267 | $106,524+13.8% | $152,301-20.4% | $87,485+38.6% |
| Participation rate | 86.2% | 75.8%+10.5pp | 82.4%+3.8pp | 68.9%+17.3pp |
| Annual return | 13.21% | 26.89%-13.7pp | 80.50%-67.3pp | 26.06%-12.8pp |
| Employer contribution / active EE | $2,532 | $3,371-24.9% | $4,624-45.2% | $2,596-2.5% |
| Participant deferral / active EE | $4,430 | $6,525-32.1% | $8,004-44.6% | $4,274+3.7% |
| Admin fee / account holder | $12,572 | $8,287+51.7% | $14,398-12.7% | $7,775+61.7% |