Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,289 | $68,607-69.0% | $147,027-85.5% | $64,340-66.9% |
| Participation rate | 23.3% | 50.4%-27.1pp | 73.7%-50.4pp | 55.2%-31.9pp |
| Annual return | 19.57% | 13.75%+5.8pp | 20.23%-0.7pp | 24.14%-4.6pp |
| Employer contribution / active EE | $681 | $1,554-56.2% | $3,626-81.2% | $1,862-63.4% |
| Participant deferral / active EE | $1,288 | $2,402-46.4% | $4,933-73.9% | $2,980-56.8% |
| Admin fee / account holder | $1,330 | $3,287-59.6% | $12,223-89.1% | $3,703-64.1% |