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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,948 | $178,174-91.0% | $156,181-89.8% | $137,256-88.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 33.37% | 84.19%-50.8pp | 64.87%-31.5pp | 220.34%-187.0pp |
| Employer contribution / active EE | $2,825 | $4,972-43.2% | $4,294-34.2% | $4,156-32.0% |
| Participant deferral / active EE | $4,487 | $6,888-34.9% | $6,132-26.8% | $6,407-30.0% |
| Admin fee / account holder | $721 | $17,404-95.9% | $14,586-95.1% | $12,270-94.1% |