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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,756 | $160,028+24.8% | $147,080+35.8% | $145,884+36.9% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 14.74% | 98.60%-83.9pp | 420.17%-405.4pp | 551.85%-537.1pp |
| Employer contribution / active EE | $25,507 | $5,286+382.6% | $4,933+417.0% | $4,662+447.1% |
| Participant deferral / active EE | $10,402 | $8,422+23.5% | $8,066+29.0% | $6,690+55.5% |
| Admin fee / account holder | $3,178 | $15,030-78.9% | $12,989-75.5% | $13,392-76.3% |