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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,539 | $210,343+13.4% | $153,432+55.5% | $145,959+63.4% |
| Participation rate | 60.0% | 82.1%-22.1pp | 77.1%-17.1pp | 80.3%-20.3pp |
| Annual return | 21.42% | 13.38%+8.0pp | 15.66%+5.8pp | 561.95%-540.5pp |
| Employer contribution / active EE | $834 | $6,047-86.2% | $5,038-83.4% | $4,661-82.1% |
| Participant deferral / active EE | $9,200 | $7,977+15.3% | $6,757+36.1% | $6,689+37.5% |
| Admin fee / account holder | $33 | $19,424-99.8% | $12,725-99.7% | $13,398-99.8% |