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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,563 | $81,233-75.9% | $155,567-87.4% | $80,874-75.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 21.37% | 33.33%-12.0pp | 64.74%-43.4pp | 35.62%-14.2pp |
| Employer contribution / active EE | $2,755 | $3,101-11.2% | $4,674-41.1% | $2,7560% |
| Participant deferral / active EE | $5,926 | $3,452+71.7% | $5,628+5.3% | $4,297+37.9% |
| Admin fee / account holder | $564 | $7,998-92.9% | $15,916-96.5% | $6,935-91.9% |