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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,856 | $51,642-69.3% | $129,384-87.7% | $80,935-80.4% |
| Participation rate | 94.8% | 56.9%+37.9pp | 69.6%+25.2pp | 67.7%+27.1pp |
| Annual return | 9.98% | 20.78%-10.8pp | 9461.77%-9451.8pp | 35.66%-25.7pp |
| Employer contribution / active EE | $1,770 | $1,583+11.8% | $4,153-57.4% | $2,757-35.8% |
| Participant deferral / active EE | $5,521 | $2,670+106.8% | $4,166+32.5% | $4,299+28.4% |
| Admin fee / account holder | $3,607 | $4,312-16.3% | $7,686-53.1% | $6,924-47.9% |