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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,692 | $110,410+114.4% | $102,437+131.1% | $145,897+62.2% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 14.76% | 24.85%-10.1pp | 24.95%-10.2pp | 552.29%-537.5pp |
| Employer contribution / active EE | $2,266 | $4,217-46.3% | $3,871-41.5% | $4,663-51.4% |
| Participant deferral / active EE | $5,951 | $5,622+5.9% | $5,060+17.6% | $6,689-11.0% |
| Admin fee / account holder | $2,769 | $9,745-71.6% | $8,388-67.0% | $13,390-79.3% |