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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,168 | $68,097-90.9% | $62,929-90.2% | $137,256-95.5% |
| Participation rate | 76.5% | 77.4%-1.0pp | 73.1%+3.4pp | 80.0%-3.5pp |
| Annual return | 19.21% | 1859.11%-1839.9pp | 1063.93%-1044.7pp | 220.34%-201.1pp |
| Employer contribution / active EE | $581 | $2,811-79.3% | $2,505-76.8% | $4,156-86.0% |
| Participant deferral / active EE | $1,467 | $4,553-67.8% | $3,888-62.3% | $6,407-77.1% |
| Admin fee / account holder | $788 | $6,521-87.9% | $5,065-84.4% | $12,270-93.6% |