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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,412 | $76,522-87.7% | $56,033-83.2% | $145,884-93.5% |
| Participation rate | 94.1% | 63.2%+30.9pp | 52.5%+41.6pp | 80.3%+13.8pp |
| Annual return | 18.49% | 3014.28%-2995.8pp | 1711.38%-1692.9pp | 551.85%-533.4pp |
| Employer contribution / active EE | $1,645 | $1,382+19.0% | $1,041+58.0% | $4,662-64.7% |
| Participant deferral / active EE | $2,090 | $2,624-20.3% | $1,954+7.0% | $6,690-68.8% |
| Admin fee / account holder | $531 | $3,328-84.1% | $2,827-81.2% | $13,392-96.0% |