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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,975 | $156,398-43.7% | $147,318-40.3% | $138,895-36.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.67% | 78.75%-59.1pp | 70.43%-50.8pp | 145.39%-125.7pp |
| Employer contribution / active EE | $8,473 | $4,853+74.6% | $4,593+84.5% | $4,194+102.0% |
| Participant deferral / active EE | $16,358 | $8,237+98.6% | $7,906+106.9% | $6,396+155.7% |
| Admin fee / account holder | $567 | $14,976-96.2% | $13,708-95.9% | $12,562-95.5% |