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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,931 | $99,875-82.0% | $146,866-87.8% | $86,983-79.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 58.61% | 28.10%+30.5pp | 102.85%-44.2pp | 25.83%+32.8pp |
| Employer contribution / active EE | $3,895 | $3,224+20.8% | $4,425-12.0% | $2,584+50.7% |
| Participant deferral / active EE | $6,041 | $6,322-4.4% | $7,759-22.1% | $4,194+44.1% |
| Admin fee / account holder | $1,429 | $7,838-81.8% | $13,620-89.5% | $7,856-81.8% |