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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,931 | $106,864-83.2% | $147,318-87.8% | $82,637-78.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 58.61% | 27.49%+31.1pp | 70.43%-11.8pp | 53.51%+5.1pp |
| Employer contribution / active EE | $3,895 | $3,417+14.0% | $4,593-15.2% | $2,552+52.6% |
| Participant deferral / active EE | $6,041 | $6,496-7.0% | $7,906-23.6% | $4,126+46.4% |
| Admin fee / account holder | $1,429 | $8,415-83.0% | $13,708-89.6% | $7,339-80.5% |