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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,831 | $183,539-69.6% | $155,556-64.1% | $145,897-61.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.14% | 61.31%-55.2pp | 64.84%-58.7pp | 552.29%-546.1pp |
| Employer contribution / active EE | $6,246 | $5,315+17.5% | $4,675+33.6% | $4,663+34.0% |
| Participant deferral / active EE | $5,597 | $6,467-13.4% | $5,631-0.6% | $6,689-16.3% |
| Admin fee / account holder | $354 | $19,275-98.2% | $15,885-97.8% | $13,390-97.4% |