Retirement plan

COYLE & GALLAGHER, PLLC DBA CAROLINA TAX, TRUST & ESTATES 401(K) PLAN

Name: COYLE & GALLAGHER, PLLC - COYLE & GALLAGHER, PLLC DBA CAROLINA TAX, TRUST & ESTATES 401(K) PLAN (2025) Form 5500
Creator: COYLE & GALLAGHER, PLLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COYLE & GALLAGHER, PLLC DBA CAROLINA TAX, TRUST & ESTATES 401(K) PLAN, COYLE & GALLAGHER, PLLC

COYLE & GALLAGHER, PLLCdba CAROLINA TAX, TRUSTS & ESTATESEIN 83-2551579Plan #001PY 2025

135 E. MASSACHUSETTS AVENUE - SOUTHERN PINES, NC 28387910-725-0498

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$455K

+16.8% from 2024

Total participants

-14.3% from 2024

Average account balance

$75,907

-22.1% from 2024

Annual return

16.84%

+5.23 pp from 2024

Benchmarks

See 67,538 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort67,538 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$455K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$76K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.84%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$442

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$3K

Other / not subdivided$3K100.0%

% of EOY assets

0.582%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$75,907

$162,136-53.2%

$152,301-50.2%

$154,746-50.9%

Participation rate

0.0%

84.1%-84.1pp

82.4%-82.4pp

80.7%-80.7pp

Annual return

16.84%

91.02%-74.2pp

80.50%-63.7pp

172.34%-155.5pp

Employer contribution / active EE

$4,890-100.0%

$4,624-100.0%

$4,379-100.0%

Participant deferral / active EE

$8,341-100.0%

$8,004-100.0%

$6,730-100.0%

Admin fee / account holder

$442

$15,759-97.2%

$14,398-96.9%

$14,365-96.9%

COYLE & GALLAGHER, PLLC DBA CAROLINA TAX, TRUST & ESTATES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COYLE & GALLAGHER, PLLC DBA CAROLINA TAX, TRUST & ESTATES 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion