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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,364 | $29,319-91.9% | $52,425-95.5% | $82,448-97.1% |
| Participation rate | 45.9% | 46.9%-0.9pp | 55.6%-9.7pp | 68.1%-22.1pp |
| Annual return | 19.91% | 535.20%-515.3pp | 302.12%-282.2pp | 41.64%-21.7pp |
| Employer contribution / active EE | $222 | $586-62.1% | $914-75.7% | $2,551-91.3% |
| Participant deferral / active EE | $425 | $1,171-63.7% | $1,790-76.3% | $4,139-89.7% |
| Admin fee / account holder | $400 | $1,962-79.6% | $2,495-84.0% | $7,234-94.5% |