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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,324 | $156,398-51.2% | $147,318-48.2% | $138,895-45.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 21.17% | 78.75%-57.6pp | 70.43%-49.3pp | 145.39%-124.2pp |
| Employer contribution / active EE | $6,897 | $4,853+42.1% | $4,593+50.2% | $4,194+64.4% |
| Participant deferral / active EE | $11,056 | $8,237+34.2% | $7,906+39.8% | $6,396+72.9% |
| Admin fee / account holder | $1,224 | $14,976-91.8% | $13,708-91.1% | $12,562-90.3% |