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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,202 | $160,028-61.8% | $147,080-58.4% | $145,884-58.0% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 34.91% | 98.60%-63.7pp | 420.17%-385.3pp | 551.85%-516.9pp |
| Employer contribution / active EE | $5,714 | $5,286+8.1% | $4,933+15.8% | $4,662+22.6% |
| Participant deferral / active EE | $8,473 | $8,422+0.6% | $8,066+5.0% | $6,690+26.7% |
| Admin fee / account holder | $1,499 | $15,030-90.0% | $12,989-88.5% | $13,392-88.8% |