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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,441 | $180,749+10.3% | $160,784+24.0% | $137,256+45.3% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 17.83% | 2234.46%-2216.6pp | 1803.92%-1786.1pp | 220.34%-202.5pp |
| Employer contribution / active EE | $10,715 | $4,155+157.9% | $3,733+187.1% | $4,156+157.8% |
| Participant deferral / active EE | $10,782 | $6,844+57.5% | $6,293+71.3% | $6,407+68.3% |
| Admin fee / account holder | $19,905 | $10,397+91.5% | $9,717+104.9% | $12,270+62.2% |