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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,678 | $172,111-65.9% | $150,298-61.0% | $137,256-57.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.01% | 69.37%-53.4pp | 62.79%-46.8pp | 220.34%-204.3pp |
| Employer contribution / active EE | $2,056 | $4,636-55.6% | $4,154-50.5% | $4,156-50.5% |
| Participant deferral / active EE | $9,788 | $6,166+58.8% | $5,453+79.5% | $6,407+52.8% |
| Admin fee / account holder | $486 | $16,471-97.0% | $14,116-96.6% | $12,270-96.0% |