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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,442 | $97,125-51.2% | $86,233-45.0% | $137,256-65.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 24.09% | 74.19%-50.1pp | 61.39%-37.3pp | 220.34%-196.2pp |
| Employer contribution / active EE | $9,147 | $2,841+221.9% | $2,504+265.2% | $4,156+120.1% |
| Participant deferral / active EE | $5,717 | $5,180+10.4% | $4,559+25.4% | $6,407-10.8% |
| Admin fee / account holder | $1,173 | $9,725-87.9% | $8,342-85.9% | $12,270-90.4% |