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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,735 | $87,166-98.0% | $76,735-97.7% | $137,256-98.7% |
| Participation rate | 18.8% | 74.4%-55.6pp | 69.5%-50.7pp | 80.0%-61.2pp |
| Annual return | 21.18% | 26.50%-5.3pp | 29.77%-8.6pp | 220.34%-199.2pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $2,454-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $0 | $4,726-100.0% | $4,088-100.0% | $6,407-100.0% |
| Admin fee / account holder | $0 | $8,403-100.0% | $7,189-100.0% | $12,270-100.0% |