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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,234 | $108,942-34.6% | $100,415-29.1% | $145,897-51.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.45% | 58.27%-43.8pp | 49.47%-35.0pp | 552.29%-537.8pp |
| Employer contribution / active EE | $10,112 | $4,422+128.7% | $3,943+156.5% | $4,663+116.9% |
| Participant deferral / active EE | $13,706 | $8,461+62.0% | $8,091+69.4% | $6,689+104.9% |
| Admin fee / account holder | $4,332 | $9,702-55.3% | $7,906-45.2% | $13,390-67.6% |