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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,161 | $172,111-80.7% | $150,298-77.9% | $137,256-75.8% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 22.30% | 69.37%-47.1pp | 62.79%-40.5pp | 220.34%-198.0pp |
| Employer contribution / active EE | $3,099 | $4,636-33.2% | $4,154-25.4% | $4,156-25.4% |
| Participant deferral / active EE | $4,858 | $6,166-21.2% | $5,453-10.9% | $6,407-24.2% |
| Admin fee / account holder | $3,885 | $16,471-76.4% | $14,116-72.5% | $12,270-68.3% |