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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,161 | $185,312-82.1% | $161,489-79.5% | $154,746-78.6% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 22.30% | 103.84%-81.5pp | 89.72%-67.4pp | 172.34%-150.0pp |
| Employer contribution / active EE | $3,099 | $4,769-35.0% | $4,268-27.4% | $4,379-29.2% |
| Participant deferral / active EE | $4,858 | $6,350-23.5% | $5,630-13.7% | $6,730-27.8% |
| Admin fee / account holder | $3,885 | $18,654-79.2% | $16,006-75.7% | $14,365-73.0% |