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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,967 | $76,519-30.8% | $56,025-5.5% | $145,897-63.7% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 18.34% | 3017.03%-2998.7pp | 1712.69%-1694.3pp | 552.29%-533.9pp |
| Employer contribution / active EE | $1,465 | $1,383+5.9% | $1,042+40.7% | $4,663-68.6% |
| Participant deferral / active EE | $4,375 | $2,624+66.7% | $1,955+123.8% | $6,689-34.6% |
| Admin fee / account holder | $476 | $3,331-85.7% | $2,828-83.2% | $13,390-96.4% |