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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,187 | $185,312-47.0% | $161,489-39.2% | $154,746-36.5% |
| Participation rate | 46.2% | 82.5%-36.3pp | 78.7%-32.5pp | 80.7%-34.5pp |
| Annual return | 18.39% | 103.84%-85.5pp | 89.72%-71.3pp | 172.34%-153.9pp |
| Employer contribution / active EE | $1,693 | $4,769-64.5% | $4,268-60.3% | $4,379-61.3% |
| Participant deferral / active EE | $4,702 | $6,350-25.9% | $5,630-16.5% | $6,730-30.1% |
| Admin fee / account holder | $13,333 | $18,654-28.5% | $16,006-16.7% | $14,365-7.2% |