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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,187 | $227,399-56.8% | $189,758-48.3% | $198,609-50.6% |
| Participation rate | 46.2% | 84.0%-37.8pp | 79.8%-33.6pp | 82.4%-36.2pp |
| Annual return | 18.39% | 61.03%-42.6pp | 52.62%-34.2pp | 202.70%-184.3pp |
| Employer contribution / active EE | $1,693 | $5,526-69.4% | $4,767-64.5% | $5,055-66.5% |
| Participant deferral / active EE | $4,702 | $6,837-31.2% | $5,856-19.7% | $6,977-32.6% |
| Admin fee / account holder | $13,333 | $25,162-47.0% | $20,388-34.6% | $19,030-29.9% |