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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,689 | $100,262-31.5% | $81,370-15.6% | $145,897-52.9% |
| Participation rate | 33.3% | 74.3%-40.9pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 12.67% | 34.52%-21.9pp | 24.85%-12.2pp | 552.29%-539.6pp |
| Employer contribution / active EE | $689 | $2,979-76.9% | $2,464-72.0% | $4,663-85.2% |
| Participant deferral / active EE | $1,379 | $4,612-70.1% | $3,885-64.5% | $6,689-79.4% |
| Admin fee / account holder | $2,008 | $8,163-75.4% | $5,749-65.1% | $13,390-85.0% |