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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,477 | $183,539-43.1% | $155,556-32.8% | $145,897-28.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.53% | 61.31%-49.8pp | 64.84%-53.3pp | 552.29%-540.8pp |
| Employer contribution / active EE | $3,532 | $5,315-33.6% | $4,675-24.5% | $4,663-24.3% |
| Participant deferral / active EE | $6,322 | $6,467-2.2% | $5,631+12.3% | $6,689-5.5% |
| Admin fee / account holder | $1,127 | $19,275-94.2% | $15,885-92.9% | $13,390-91.6% |