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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,829 | $174,379-40.5% | $152,093-31.7% | $138,895-25.2% |
| Participation rate | 71.4% | 81.6%-10.2pp | 77.8%-6.3pp | 79.9%-8.5pp |
| Annual return | 18.73% | 74.86%-56.1pp | 66.36%-47.6pp | 145.39%-126.7pp |
| Employer contribution / active EE | $2,054 | $4,652-55.8% | $4,175-50.8% | $4,194-51.0% |
| Participant deferral / active EE | $4,807 | $6,159-22.0% | $5,451-11.8% | $6,396-24.8% |
| Admin fee / account holder | $2,510 | $16,880-85.1% | $14,497-82.7% | $12,562-80.0% |