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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,571 | $117,895-75.8% | $102,460-72.1% | $145,897-80.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.40% | 31.92%-16.5pp | 29.47%-14.1pp | 552.29%-536.9pp |
| Employer contribution / active EE | $3,479 | $3,619-3.9% | $3,025+15.0% | $4,663-25.4% |
| Participant deferral / active EE | $5,835 | $5,736+1.7% | $5,056+15.4% | $6,689-12.8% |
| Admin fee / account holder | $386 | $13,353-97.1% | $9,460-95.9% | $13,390-97.1% |