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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,621 | $51,638-71.7% | $68,368-78.6% | $82,448-82.3% |
| Participation rate | 19.2% | 63.6%-44.4pp | 73.8%-54.5pp | 68.1%-48.8pp |
| Annual return | 17.55% | 37.53%-20.0pp | 292.57%-275.0pp | 41.64%-24.1pp |
| Employer contribution / active EE | $785 | $2,047-61.6% | $2,649-70.4% | $2,551-69.2% |
| Participant deferral / active EE | $821 | $2,914-71.8% | $4,123-80.1% | $4,139-80.2% |
| Admin fee / account holder | $332 | $4,643-92.8% | $5,150-93.5% | $7,234-95.4% |