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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,981 | $134,817-85.9% | $123,973-84.7% | $155,188-87.8% |
| Participation rate | 18.8% | 79.4%-60.6pp | 76.7%-57.9pp | 80.8%-62.1pp |
| Annual return | 18.83% | 515.49%-496.7pp | 388.13%-369.3pp | 148.84%-130.0pp |
| Employer contribution / active EE | $1,897 | $4,425-57.1% | $4,126-54.0% | $4,248-55.3% |
| Participant deferral / active EE | $1,995 | $5,706-65.0% | $5,247-62.0% | $6,531-69.5% |
| Admin fee / account holder | $7,837 | $13,245-40.8% | $11,799-33.6% | $14,480-45.9% |