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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,709 | $76,407+13.5% | $150,298-42.3% | $82,448+5.2% |
| Participation rate | 97.6% | 66.4%+31.2pp | 77.8%+19.8pp | 68.1%+29.5pp |
| Annual return | 16.46% | 39.99%-23.5pp | 62.79%-46.3pp | 41.64%-25.2pp |
| Employer contribution / active EE | $5,362 | $2,614+105.1% | $4,154+29.1% | $2,551+110.2% |
| Participant deferral / active EE | $3,610 | $3,214+12.3% | $5,453-33.8% | $4,139-12.8% |
| Admin fee / account holder | $6,595 | $6,352+3.8% | $14,116-53.3% | $7,234-8.8% |