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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,991 | $155,555-93.6% | $146,866-93.2% | $155,188-93.6% |
| Participation rate | 88.2% | 84.0%+4.3pp | 82.5%+5.7pp | 80.8%+7.4pp |
| Annual return | 31.58% | 115.41%-83.8pp | 102.85%-71.3pp | 148.84%-117.3pp |
| Employer contribution / active EE | $752 | $4,647-83.8% | $4,425-83.0% | $4,248-82.3% |
| Participant deferral / active EE | $1,079 | $8,044-86.6% | $7,759-86.1% | $6,531-83.5% |
| Admin fee / account holder | $621 | $14,755-95.8% | $13,620-95.4% | $14,480-95.7% |