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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,069 | $87,132-25.3% | $105,624-38.4% | $80,959-19.6% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 14.49% | 17.03%-2.5pp | 116.20%-101.7pp | 35.67%-21.2pp |
| Employer contribution / active EE | $6,234 | $2,397+160.1% | $3,168+96.8% | $2,757+126.1% |
| Participant deferral / active EE | $3,591 | $3,985-9.9% | $5,013-28.4% | $4,300-16.5% |
| Admin fee / account holder | $2,868 | $8,449-66.1% | $10,961-73.8% | $6,925-58.6% |