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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,764 | $160,070-78.9% | $147,117-77.0% | $145,897-76.9% |
| Participation rate | 45.5% | 84.0%-38.6pp | 82.2%-36.7pp | 80.3%-34.9pp |
| Annual return | 14.52% | 98.69%-84.2pp | 420.54%-406.0pp | 552.29%-537.8pp |
| Employer contribution / active EE | $3,432 | $5,285-35.1% | $4,932-30.4% | $4,663-26.4% |
| Participant deferral / active EE | $13,139 | $8,419+56.1% | $8,065+62.9% | $6,689+96.4% |
| Admin fee / account holder | $421 | $15,035-97.2% | $12,993-96.8% | $13,390-96.9% |