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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,837 | $123,155-10.8% | $108,753+1.0% | $155,188-29.2% |
| Participation rate | 71.4% | 75.6%-4.2pp | 71.1%+0.3pp | 80.8%-9.4pp |
| Annual return | 17.50% | 44.73%-27.2pp | 37.47%-20.0pp | 148.84%-131.3pp |
| Employer contribution / active EE | $1,476 | $2,811-47.5% | $2,427-39.2% | $4,248-65.3% |
| Participant deferral / active EE | $5,558 | $4,623+20.2% | $4,115+35.1% | $6,531-14.9% |
| Admin fee / account holder | $17,953 | $12,126+48.0% | $10,320+74.0% | $14,480+24.0% |