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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,837 | $112,729-2.6% | $98,716+11.3% | $137,256-20.0% |
| Participation rate | 71.4% | 74.2%-2.8pp | 69.3%+2.1pp | 80.0%-8.5pp |
| Annual return | 17.50% | 38.48%-21.0pp | 31.81%-14.3pp | 220.34%-202.8pp |
| Employer contribution / active EE | $1,476 | $2,725-45.8% | $2,279-35.2% | $4,156-64.5% |
| Participant deferral / active EE | $5,558 | $4,640+19.8% | $4,048+37.3% | $6,407-13.2% |
| Admin fee / account holder | $17,953 | $10,129+77.2% | $8,703+106.3% | $12,270+46.3% |