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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,760 | $71,215+145.4% | $93,696+86.5% | $80,935+115.9% |
| Participation rate | 58.3% | 60.4%-2.1pp | 68.7%-10.4pp | 67.7%-9.3pp |
| Annual return | 11.60% | 11.27%+0.3pp | 133.74%-122.1pp | 35.66%-24.1pp |
| Employer contribution / active EE | $995 | $1,565-36.4% | $2,422-58.9% | $2,757-63.9% |
| Participant deferral / active EE | $4,929 | $4,037+22.1% | $4,417+11.6% | $4,299+14.6% |
| Admin fee / account holder | $14,693 | $6,958+111.2% | $8,287+77.3% | $6,924+112.2% |