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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,733 | $88,710-75.5% | $81,783-73.4% | $145,959-85.1% |
| Participation rate | 55.6% | 75.0%-19.5pp | 72.4%-16.8pp | 80.3%-24.7pp |
| Annual return | 13.63% | 1027.26%-1013.6pp | 775.05%-761.4pp | 561.95%-548.3pp |
| Employer contribution / active EE | $1,753 | $3,083-43.1% | $2,913-39.8% | $4,661-62.4% |
| Participant deferral / active EE | $2,698 | $4,645-41.9% | $4,320-37.6% | $6,689-59.7% |
| Admin fee / account holder | $342 | $8,407-95.9% | $7,380-95.4% | $13,398-97.4% |