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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,567 | $124,425-80.3% | $112,040-78.1% | $137,256-82.1% |
| Participation rate | 70.0% | 79.3%-9.3pp | 76.5%-6.5pp | 80.0%-10.0pp |
| Annual return | 20.93% | 24.72%-3.8pp | 24.52%-3.6pp | 220.34%-199.4pp |
| Employer contribution / active EE | $423 | $3,411-87.6% | $2,954-85.7% | $4,156-89.8% |
| Participant deferral / active EE | $3,189 | $5,718-44.2% | $5,098-37.4% | $6,407-50.2% |
| Admin fee / account holder | $1,544 | $15,207-89.8% | $12,098-87.2% | $12,270-87.4% |