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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,570 | $117,895-84.2% | $102,460-81.9% | $145,897-87.3% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 126.35% | 31.92%+94.4pp | 29.47%+96.9pp | 552.29%-425.9pp |
| Employer contribution / active EE | $575 | $3,619-84.1% | $3,025-81.0% | $4,663-87.7% |
| Participant deferral / active EE | $3,381 | $5,736-41.1% | $5,056-33.1% | $6,689-49.5% |
| Admin fee / account holder | $1,146 | $13,353-91.4% | $9,460-87.9% | $13,390-91.4% |